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You Need a Budget

the Proven System for Breaking the Paycheck-to-paycheck Cycle, Getting Out of Debt, and Living the Life You Want
Feb 23, 2018asefran rated this title 4 out of 5 stars
A good summary (and fast read) of YNAB's four rules with additional chapters on budgeting as a couple, teaching your kids about money, dealing with debt, and a few other things. The tone is easy-going, assuming the reader is an adult who can make their own decisions, and there are lots of anecdotes from real people's lives. It's great at breaking down the anxiety for people who are starting out budgeting. While it does address some problems you can encounter later, it would have been nice to see more detailed advice on some of those things (e.g. avoiding perfectionism, resolving conflicts as a couple, dealing with decision fatigue). The book is a solid pep talk about budgeting that lays out good general principles; it is not a detailed manual to use as an ongoing reference.